The handyman insurance specialists
General liability and tools & equipment coverage — built for how handyman businesses actually work. Solo operators, crews, one-off repairs, remodels, and everything in between.
No spam. Same-day coverage is typically available, and your certificate of insurance is issued instantly after you bind.
Get your free quote
Step 1 of 4How it works
A few quick questions about your handyman business — about two minutes.
Licensed agents build a custom quote for your business — typically back the same business day.*
Get your custom quote, review the coverage, and enroll right away — on your schedule.
Once you bind, your certificate of insurance is issued instantly — ready to send to any client or GC.
*Quote turnaround is typical during normal business hours and may vary. Coverage, same-day availability, and eligibility are subject to carrier underwriting and approval.
"Every job is different — a leaky faucet one day, a deck repair the next. We build coverage around how your handyman business actually runs."
Coverages
Plain-English protection, matched to your real exposures.
The foundation. Responds to third-party bodily injury and property damage — a client trips over your ladder, a repair goes wrong and damages flooring, or a fixture you installed causes water damage later.
Inland marine coverage protects your drills, saws, ladders, and gear — whether on the job site, in your truck, or in transit. Standard property policies don't follow your tools.
The truck or van you use for work. Personal auto policies often exclude business use — we'll help you review whether you need commercial coverage.
Covers personal, leased, or rented vehicles used for business purposes by you or your employees — often required by GCs and property managers.
Required in most states if you have employees. Covers work-related injuries or illness. We'll help you determine what's required in your state.
Blanket additional insured and waiver of subrogation endorsements — the coverage language most GCs, property managers, and commercial clients require before you start work.
Coverage descriptions are general summaries. Actual coverage is governed by the policy issued and is subject to underwriting, terms, and carrier availability.
Who we insure
Repairs, punch lists, and small jobs in homes and rental properties.
Office buildings, retail spaces, and property management maintenance work.
Larger operations managing crews, subcontractors, and multi-day projects.
One-person operations that need GL fast — often for a specific job or client.
Handymen who do a bit of everything — carpentry, drywall, minor electrical and plumbing repairs.
Just starting out? New ventures welcome. Get covered from day one. →
Wondering about price?
Your premium depends on revenue, the range of trades you work in, number of employees or subs, and the states you operate in. See what drives the number — and what you'd likely pay.
See the full cost breakdown →FAQ
Tell us about your business and our licensed agents will build your custom quote — typically back the same business day. Review your quote, enroll yourself, and your COI is issued instantly after you bind.
The specialist insurance program for handymen.