The handyman insurance specialists
You don't do one thing — you do whatever the job calls for. Our coverage is built to follow you across trades, not box you into one, with a policy that holds up whether today's job is a leaky faucet or a full punch list.
No spam. Same-day coverage is typically available, and your certificate of insurance is issued instantly after you bind.
Get your free quote
Step 1 of 4How it works
Repairs, installs, punch-list work, remodels — the mix of trades you take on shapes the quote, so we ask upfront instead of guessing.
Our agents place multi-trade handyman risk with carriers that actually understand the class code — back to you typically the same business day.*
Compare limits and pricing side by side, ask questions, and enroll on your own timeline — no pressure to decide on the call.
Bind and your COI is generated instantly — attach it to the next bid, work order, or property manager email same day.
*Quote turnaround is typical during normal business hours and may vary. Coverage, same-day availability, and eligibility are subject to carrier underwriting and approval.
"Every job is different — a leaky faucet one day, a deck repair the next. We build coverage around how your handyman business actually runs."
Coverages
Plain-English protection, matched to your real exposures.
The foundation. Responds to third-party bodily injury and property damage — a client trips over your ladder, a repair goes wrong and damages flooring, or a fixture you installed causes water damage later.
Inland marine coverage protects your drills, saws, ladders, and gear — whether on the job site, in your truck, or in transit. Standard property policies don't follow your tools.
Your truck is loaded with ladders, a compressor, maybe a trailer — and personal auto policies routinely deny claims once they see business use. If it's got your company name on the door or tools in the bed, it needs commercial coverage.
Send a helper to grab supplies in their own car, or rent a box truck for a bigger hauling job — this picks up the liability gap personal policies leave behind. Property managers running multi-vendor programs often ask for it by name.
A helper falls off a ladder or strains a back moving a fridge — most states require this the moment you put a W-2 employee on the clock, and it protects you from a lawsuit as much as it protects them.
Property managers, HOAs, and the apps you get leads from (Angi, Thumbtack, Porch) increasingly want to be named on your policy before they'll route work your way. We build the endorsement in so you're never scrambling before a job.
Coverage descriptions are general summaries. Actual coverage is governed by the policy issued and is subject to underwriting, terms, and carrier availability.
Who we insure
Repairs, punch lists, and small jobs in homes and rental properties.
Office buildings, retail spaces, and property management maintenance work.
Larger operations managing crews, subcontractors, and multi-day projects.
One-person operations that need GL fast — often for a specific job or client.
Handymen who do a bit of everything — carpentry, drywall, minor electrical and plumbing repairs.
Just starting out? New ventures welcome. Get covered from day one. →
Wondering about price?
The range is wide because "handyman" covers so much ground — a range of trades under one class code prices differently than a single-trade contractor. Revenue, the specific tasks you take on, and whether you sub out anything outside your license all move the number.
See the full cost breakdown →FAQ
Give us the real list of what you take on — assembly, drywall, a little electrical, a little plumbing — and we'll shop it to carriers that won't blink at the mix. Review the quote, enroll on your own clock, and your COI is ready the moment you bind.
The specialist insurance program for handymen.